ABOUT
Junk Debt 101 is owned and written by JT Locke. It was created after a “scavenger debt collector” attempted to collect a 23 year old debt from her husband. While researching debt collection laws and consumer rights, JT saw a need for a blog from the consumer’s point of view.
JT also owns and writes The Frugal Housewife and His Grace and Blessings.
